Personal Finance Course Financial Literacy High School Curriculum Full Semester

This Personal Finance Course for a high school Personal Finance class is an easy to follow financial literacy curriculum FOR A FULL SEMESTER that aligns to the National Business Education Association (NBEA) Standards. All activities, lessons, and projects are DIGITAL and attach easily to any learning management system as they are in Google Doc and Google Slide format. Most convert easily to the Microsoft suite.

I designed this Personal Finance/Applied Math course for my high school classroom, but it also appropriate for higher education and college students. Many home schooling parents have used it with their children.

Here is a FULL VIDEO preview of this resource.

Here is a video on how to implement this resource to increase students' engagement.

Short, engaging video suggestions are given for each of the FOURTEEN units that can be shown at the beginning of lessons. A PACING GUIDE is also included to make teacher planning easier.

**All resource links are flattened, so students CANNOT copy and paste their answers. Students must use their critical thinking skills and build on their knowledge in order to complete the prompts.**

Teacher's Keys Included.

SPECIAL BONUS: When buying this bundle, you receive the easy to follow LESSON LIBRARY! The lesson library is a valuable tool for the teacher that lists all lessons, links to the lesson, video suggestions, and teacher's keys in the order of instruction!

**NO GUESS WORK! NO PREP! **

THESE LESSONS ARE ALSO PERFECT FOR SUB DAYS OR ONLINE INSTRUCTION DAYS!

What are other educators saying?

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There were so many engaging and fun lessons in this bundle. I highly recommend it. Denise, you knocked it out of the park again with these great financial resources!!!

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This was a life-saver for a first year teacher teaching a Personal Finance class with very little resources! This course was set up in a very logical and helpful way - Denise had a guide with different units very clearly laid out with video links, student resources and assignments, teacher keys and helpful info and tips along the way.

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I like how the topics are organized with activities for each one. The resources are very good and fit the activities. It is great to even just pick one topic and assign a worksheet that students can do while you are absent.

Units and Lessons Include:

Career and Income:

• Can money buy happiness?
• Steps in financial planning
• Wage Difference
• Work and pay reality check

Budgeting:

• Gen Z and spending-What do teens spend their money on?
• Creating a budget using percentages
• Creating a budget using the 50/20/30 rule
• Excel budget template analysis
• Holiday Budget Activity
• Guilty pleasure-reality check activity
• Plan a friend's trip-fun budgeting project file

Banking and Money Management Systems:

• Big Banks
• Types of Bank Accounts
• Writing a Check
• Practice writing a check-When do we even use checks anymore?
• Endorsing a Check
• Bank Charges
• Cash Apps
• Outstanding Checks

Paychecks and Payroll Deductions:

• Five things a teen needs to know about a job
• The W-2 Explained
• The W-4 Explained
• The 1040 and 1040 EZ Explained
• Federal, state, and local income taxes
• Types of Taxes
• Payroll Taxes and Deductions

Credit Scores and Maintaining a Good Credit Score:

• Credit Score Basics-FICO Discovery
• Most Common Credit Score Mistakes
• Credit Score Factors
• Monitoring your Credit
• Credit Card Basics

Student Loan Debt, Grants, and Paying for Schooling and Training:

• How to pay for college
• How much will my college cost/reality check activity
• Tips to cut college costs and common mistakes

Buying a Car and Car Expenses:

• 10 Steps to Buying a Car
• Costs when Buying a Car
• Car Buying Activity
• Types of Auto Insurance

Housing: Renting, Leasing, Buying a Home:

• Home Buying Expenses
• Home Buying Spreadsheet Activity
• Buying vs Renting
• Real Estate Reality Check Activity
• Home Buying Project

Insurance Options:

• What is insurance?...and Insurance components
• 4 Types of insurance that everyone needs
• Insurance WebQuest

Loans and Credit Cards:

• Types of Loans
• Teens and Credit Cards

Savings and Investments:

• Saving as a Teen
• Saving vs Investing
• Investing 101

Identity Theft:

• Protecting yourself from identity theft
• What to do if your identity is stolen

Consumer Education:

• Taste Test Personal Finance LAB Activity
• Federal Agencies that protect consumers
• Navigating Meat Labels

Map Tax Facts:

• Collaborative Activity and Bulletin Board
• Explore various types of taxes and how they vary by state

Free Enterprise Economic System

• What is a free enterprise system?
• A March-themed bulletin board

Bonus Digital Lesson: Financial Advice for Teens from Experts!

This FULL SEMESTER COURSE includes Student-Led material. No PowerPoints needed as all of the information is included to allow the students to discover on their own and present to the class. Also, the Lesson Library includes Formative Assessment Templates that can be edited and customized for any lesson. There are no tests or quizzes included in this resource to allow for teacher autonomy on student assessment. Also, ready-made tests and quizzes can easily be bought and shared on the internet by students.

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