Tick Tick Dollar philosophy is not my invention. It is my discovery. I discovered this philosophy when I was at the lowest point in my own life. My 24 years struggle to turn my life around brought me to a point where I was homeless, jobless, visionless, hopeless, resourceless, loveless, and almost lifeless.My annual income was less than 200$. I had a destructive self-image, stumpy self-confidence, and a poor concept about who I was and what I thought I could do. I had lost faith and was nearly a